What We Offer
Loan Against Security
A loan against securities (LAS) is a smart financial tool that allows you to access funds without liquidating your investments. By pledging your securities such as shares, mutual funds, bonds, or fixed deposits, you can secure a loan to meet your financial needs while your investments continue to grow.
Why Choose a Loan Against Securities?
- Quick Access to Funds: Get instant liquidity without selling your investments.
- Cost-Effective: Enjoy lower interest rates compared to personal loans.
- Retain Ownership: Continue earning dividends, interest, or capital gains on pledged securities.
- Flexible Repayment: Pay interest only on the amount utilized.
Features of a Loan Against Securities
- Wide Range of Acceptable Securities: Pledge stocks, mutual funds, bonds, or insurance policies.
- High Loan-to-Value (LTV): Borrow up to a percentage of the security’s market value.
- Overdraft Facility: Use funds as per your needs and pay interest only on the utilized amount.
- No Prepayment Penalty: Repay the loan fully or partially without additional charges.
Why Choose Us for Loan Against Securities?
- Competitive interest rates and flexible repayment options.
- Fast and hassle-free approval process.
- Expert support to maximize the value of your collateral.
Apply for a loan against securities today and achieve your financial goals without compromise!
