HD Consultants, a health insurance and Mediclaim service provider in Ahmedabad, provides risk coverage for unexpected medical crises. With high medical inflation rates, neglecting a satisfactory health cover can be costly. A 2014-15 study by Max Bupa and Nielsen found that 70% of respondents considered health insurance more essential than life insurance, and 60% knew that inadequate health cover could lead to costly consequences.

Low penetration of insurance in India

HD Consultants offers health insurance and mediclaim services in Ahmedabad, providing coverage for medical emergencies. Health insurance is now a necessity, with 1.1 billion of the Indian population, under 15%, covered through it, despite its widespread availability in many countries.

Health insurance covers expenses such as:

• Cost of the ambulance
• Hospitalization charges
• Medical tests, doctor fees
• Post hospitalization charges which include doctor visits, diagnostic tests and medicines

Benefit of Health Insurance

Health insurance provides access to quality healthcare, especially for those without a mediclaim. It helps cover hospital bills for families and those without a mediclaim. In emergencies, health insurance ensures timely treatment and provides peace of mind by covering hospital costs. This is especially important for Indians who may not have sufficient funds to manage sudden medical crises.

Cashless Benefit

Cashless health cover is a crucial advantage for policyholders in medical crises. Insurance agencies cover all medical costs during treatment, providing quality medical facilities at a reduced cost. This benefits not only policyholders but also the insurance industry.